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Antoine Nohra

Founder and Chairman of Credico Global

Antoine Nohra is the Founder of Credico. In 1991, Antoine started a direct sales business in Canada that focused on credit card acquisitions inside retail stores. With over 25 years of experience in alternative channel sales and marketing, Antoine brings superior leadership and direction to Credico across the globe. Antoine’s strategic vision of growth has led Credico’s expansion to diverse industries worldwide. As a dynamic businessman, Antoine brings tremendous marketing skill and business sense to the direct sales industry. Antoine holds an executive MBA from the University of Michigan’s Ross School of Business.

Jesse Young

President of Credico

Jesse Young partnered with Credico in 2005 and is currently the President of Credico. Prior to joining Credico, Jesse founded and developed several successful marketing ventures, diversifying his professional portfolio as a dedicated businessman and entrepreneur. In his first three years with the company, Jesse utilized his skills for shaping the direction of Credico’s sales strategy by doubling the size of the European sales network. By 2011, when Jesse brought that vision to the USA, Credico had quadrupled in size across the globe. Jesse works hand-in-hand with several charities and is an international leader in face-to-face fundraising. Jesse earned a Bachelor’s Degree in Business Economics and Marketing from Brown University where he was senior class president, a student-athlete and collegiate wrestler.

John Zavoyna

Chief Operating Officer, Credico North America

John Zavoyna joined Credico in 2017 and brings 30+ years of executive and C-level experience in the Financial Services and FinTech verticals. John previously served as COO and Chief Commercial Officer for BFS Capital, and President and CEO for Dell Financial Services. He also spent nearly 24 years with the $110 billion MBNA bank in a range of executive positions including the management of P&L business lines, finance, credit, operations, sales, marketing, product development, emerging technologies, strategy, and acquisitions. John is a “cum laude” graduate from the Stonier Graduate School of Banking at the University of Delaware and earned his MBA from Mount Saint Mary’s University. He also holds a BS in Economics from Frostburg State University where he also served as co-captain of the varsity lacrosse team.

Jennifer Clark

Chief Legal Officer, Credico North America

Jennifer Clark joined Credico in March of 2015 and is currently the North American Chief Legal Officer. In this role, Jennifer manages the legal, compliance and human resources teams; implements strategic business practices in adherence to the Credico Ethics Code; and oversees all legal transactions and policies. Prior to joining Credico, Jennifer worked as Corporate Counsel for a North American group of integrated sales and marketing agencies. She brings over 10 years of legal expertise to the team at Credico. Jennifer graduated from Purdue University with a Bachelor of Arts and holds a Juris Doctor degree from Michigan State University College of Law, where she served as an Editor for the Journal of Business and Securities Law.

Christine Aceron

Director of Client Services, Credico North America

Christine Aceron joined Credico in 2017, leading the Client Services and Information Technology departments of Credico North America. In this role. Christine is responsible for client operations and relationship management, onboarding and procurement, global IT systems and application development. Christine has a strong track record with over 16 years of success in Client Service, Client Delivery, Technology, and Operations. Before Credico, Christine held Director and VP roles at a global marketing and professional services firm. Her broad areas of expertise include business intelligence, sales and marketing, change management, operations, IT strategy and management, infrastructure, data analytics, finance and process improvement. Christine earned a Bachelor's Degree in Communication Studies from Northwestern University and an MBA with a concentration in International Business from Dominican University. She holds the Project Management Professional certification.

Mark Johnson

Chief Financial Officer, Credico North America

Mark Johnson joined Credico in May of 2017 and is the Chief Financial Officer of Credico North America. In this role, Mark manages all the financial operations of Credico North America and leads the accounting and commission teams through his roll-up-the-sleeves mentality. Prior to joining Credico, Mark worked as Chief Financial Officer for a group of companies offering trading technologies and brokerage solutions.  He has 12 years of experience in financial and trading operations specializing in process improvement, control implementation, data analytics and modeling, and corporate administration. Mark holds a Bachelor’s degree in Accounting, is pursuing a Master’s degree in taxation, and is a licensed Certified Public Accountant.

Monal Patel

HR Business Partner, Credico North America

Monal Patel joined Credico North America in January of 2017.  With 10+ years of HR & Recruiting experience, Monal is the lead for creating, managing and executing all aspects of HR policies and procedures as the HR Business Partner for North America. Her responsibilities include performance management, employee relations, training and development, policies and procedures, onboarding, recruiting, benefits and more. Monal cares about people and ensures that the “human” element in HR is always maintained as a priority. Prior to joining Credico, Monal served as a Senior HR Manager for a leading public relations firm and marketing agency. Monal holds a Bachelor’s degree in Human Resources Management and is a member of the Society of Human Resources Management. 

Ian Attwood

Chief Executive Officer, Credico United Kingdom

Ian Attwood is the Chief Executive Officer of Credico United Kingdom and has been instrumental to the development of the company since its inception in 2005. During his time with the company, Ian has seen the business grow considerably, helping to make it the market leading business it is today. Ian’s stability and integrity provides clients and colleagues with confidence, and the support needed to grow and develop. Ian has an honours degree in retail sales and marketing and previous to joining Credico, he was head of sales and in store promotion at Sainsbury’s bank. He has strong retail management background and has managed business change and development at every level.

Jenny Linney

Chief Financial Officer, Credico Global

Jenny Linney joined Credico in March 2015 as the European CFO. She is responsible for Finance, HR and Legal for the European businesses as well as overseeing the Chester office's Operations, and is now the global CFO of Credico. Jenny is a Chartered Accountant, qualifying with PwC in 2000. She has a track record of driving change to improving business performance, profitability and deliver operational efficiencies. Jenny has been fortunate during her career to have worked in leadership roles in finance, operations and sales, in the UK and Australia. Her breadth of experience also extends to working across a wide range of industry sectors including telecommunications, retail and publishing.

Kealy Ditchfield

Director of Operations, Credico United Kingdom and Australia

Kealy Ditchfield is currently the Director of Operations for Credico United Kingdom and Credico Australia. Kealy brings a total of 23 years of business operations and development experience in the direct sales industry. As an established part of the management team she is responsible for overall business compliance and managing the London finance and operations team. Kealy is a results-oriented individual with proven leadership, outstanding teamwork, and excellent analytical skills. In 2013, Kealy was instrumental in setting up the operations for Credico Australia and manages finance, compliance and operations of the Australian business. Kealy is a go-to-person for improving operational performance. Her key strengths include analysing performance, reviewing processes and identifying areas in need of development. She has formulated strategies and implemented a support system to the staff across the UK, Europe, and Australia.

Debbie Shaw

Financial Operations and Events Manager, Credico United Kingdom

Debbie Shaw is the Financial Operations Manager and Events Manager and manages the financial records of Credico United Kingdom, a role that allows her organizational and time management skills to shine. Debbie also independently manages the planning, scheduling, production, execution and marketing of all events and award ceremonies for Credico UK and Ireland. Her ability to, develop and maintain excellent relationships with venues, sponsors, and keynote speakers while managing the unexpected with ease has made her an invaluable part of the Credico team. Debbie has also been a valuable asset for Credico’s worldwide event planning. She has contributed to venue sourcing, contracting, and operational management of events throughout the USA, South Africa, Australia and Europe. Debbie has worked in the industry since 1990 in Australia and the UK in a variety of different roles, from Field Sales, Administration and Hub Management to Director of Operations. As Credico has expanded, Debbie has had the pleasure of traveling to a number of Countries whilst organizing the Credico International Seminars and Award Ceremonies, including Australia, South Africa, USA and Spain.

Scott Watson

Supplier Account Manager, Credico United Kingdom

Scott Watson is the Supplier Accounts Manager situated in the London office. He brings 15 years business finance knowledge to the Credico team. Scott liaises directly with Credico UK suppliers and senior managers. In addition to reporting and reviewing weekly performance and financial reports, he manages, trains and develops members of the London team, setting KPI's to ensure quality and deadlines are met. Scott also manages the workload and performance of the team, ensuring that service standards, targets and quality is maintained. Scott has a fantastic knowledge of finance connected with the direct sales industry, sound and perceptive strategic skills, and a superb ability to explain even the most complicated accounts questions in a simple manner. Scott is professional in every respect; very straightforward in his communication style; has the utmost integrity; and manages to put all those things together with a great personality, that Credico UK suppliers appreciate and respect.

John Dougan

General Manager, Credico United Kingdom

John Dougan joined Credico as General Manager in February 2009 and is responsible for overseeing the day-to-day running of the Chester office's Operations Team. John’s team ensures our representatives within the sales organization have all the information and equipment they require to ensure they can effectively represent our clients and deliver large customer acquisition numbers. John is also the Client Account Manager for our Irish business and manages new campaigns during the test phase. Prior to joining Credico John spent a significant amount of time working in senior field sales roles in the Telecommunications Industry, which has provided him with invaluable insight in how best to support the Credico direct sales business.

Peter van den Berg

Chief Executive Officer, Credico South Africa

Peter van den Berg started Credico SA in South Africa in 2008 and has helped grow Credico SA to over 1,500 independent store owners over the last eight years. In his time with the company, Peter has developed the business in South Africa through hard work and his “never say die” attitude. He is always looking for better ways of doing things and is always open for new ideas and new customers to help grow their businesses and our business.

Theuns Bezuidenhout

General Manager, Credico South Africa

Theuns joined the Credico SA team in November 2014 as the General Manager. With his hands-on approach and proven management track record, Theuns is responsible for all the daily operational requirements of our dynamic business. He has also been tasked with the implementation of various reporting systems to facilitate business efficiency which will ensure the long term success of Credico SA. Theuns is a natural leader, offering exceptional guidance to his team. He has impeccable attention to detail, is a skilled motivator, negotiator, lateral thinker, teacher and more. Prior to joining the Credico SA team, Theuns was the Head of Marketing at one of SA’s leading Direct TV Marketing companies where he worked for over 10 years. His responsibilities included building and marketing for various brands, new product development, driving sales and market growth. Theuns has an Honours Bachelor’s Degree in Marketing and Financial Management from the University of Pretoria, South Africa.

PC Buitendag

New Business/Client Management Manager, Credico South Africa

PC joined Credico in April, 2014. With a decade of retail sales and CRM experience, PC is responsible for obtaining new business for Credico, both in South Africa and neighboring countries, managing all clients and driving product sales and quality throughout the Credico business. PC manages the sales and training department and ensures campaigns achieve the required quality sales and all sales agents are fully trained and competent to work with each campaign. PC and his sales team achieved year-on-year growth in all campaigns since the inception of the new national credit act in South Africa and are constantly striving to improve on sales and provide the best possible solutions and results for all Credico clients. PC has various qualifications ranging from a Bachelor’s of Philosophy Honours in Marketing Management from IMM Graduate School of Marketing, a Bachelor’s Degree in Marketing, Customer Centricity certificate from University of Johannesburg, Graphic Design and Web Page Design diplomas from Damelin.